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	<title>Comments on: Bipolar Disorder and Money</title>
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	<description>by Julie A. Fast</description>
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		<title>By: Judy</title>
		<link>http://bipolarhappens.com/bhblog/bipolar-disorder-and-money/comment-page-1/#comment-983</link>
		<dc:creator>Judy</dc:creator>
		<pubDate>Tue, 17 Feb 2009 13:51:03 +0000</pubDate>
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		<description>I got rid of my three credit cards last year. I have set up regular payments to clear the balances, altough even by doing this, it will be another two years at least before I am clear.

I did have savings, but I spent them in a manic frenzy. I need to put my savings in awkward to get at places. I thought I had it right with shares. Then the bank crisis happened and my savings vanished. Maybe jam jars are the answer.</description>
		<content:encoded><![CDATA[<p>I got rid of my three credit cards last year. I have set up regular payments to clear the balances, altough even by doing this, it will be another two years at least before I am clear.</p>
<p>I did have savings, but I spent them in a manic frenzy. I need to put my savings in awkward to get at places. I thought I had it right with shares. Then the bank crisis happened and my savings vanished. Maybe jam jars are the answer.</p>
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		<title>By: Sandra</title>
		<link>http://bipolarhappens.com/bhblog/bipolar-disorder-and-money/comment-page-1/#comment-971</link>
		<dc:creator>Sandra</dc:creator>
		<pubDate>Tue, 17 Feb 2009 10:38:54 +0000</pubDate>
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		<description>I recently learned that, while it&#039;s fine to cut up or simply not use credit cards, DO NOT cancel your account!  It actually looks bad to a lender and can lower your credit rating.  Who would&#039;ve thought, eh?  

Sandra</description>
		<content:encoded><![CDATA[<p>I recently learned that, while it&#8217;s fine to cut up or simply not use credit cards, DO NOT cancel your account!  It actually looks bad to a lender and can lower your credit rating.  Who would&#8217;ve thought, eh?  </p>
<p>Sandra</p>
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		<title>By: Millie</title>
		<link>http://bipolarhappens.com/bhblog/bipolar-disorder-and-money/comment-page-1/#comment-879</link>
		<dc:creator>Millie</dc:creator>
		<pubDate>Sun, 15 Feb 2009 15:47:38 +0000</pubDate>
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		<description>Julie,

I am trying to start a petition or something to get the Government to help relief for Disabled persons like us from old Student loans.  Many of us our disabled and on Social Security Disability.  I have been trying to get the Dept of Education to forgive my student loan debt for 6 years.  There is no help for us in this recent Ecomonic Bill that just passed.  Disabled Americans, especially Disabled with Mental Illness need help too.  I urge you to contact your Congressman, Senator or Julie if we can start a petition to demand relief for us too.</description>
		<content:encoded><![CDATA[<p>Julie,</p>
<p>I am trying to start a petition or something to get the Government to help relief for Disabled persons like us from old Student loans.  Many of us our disabled and on Social Security Disability.  I have been trying to get the Dept of Education to forgive my student loan debt for 6 years.  There is no help for us in this recent Ecomonic Bill that just passed.  Disabled Americans, especially Disabled with Mental Illness need help too.  I urge you to contact your Congressman, Senator or Julie if we can start a petition to demand relief for us too.</p>
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		<title>By: Lyn</title>
		<link>http://bipolarhappens.com/bhblog/bipolar-disorder-and-money/comment-page-1/#comment-870</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Sun, 15 Feb 2009 00:25:32 +0000</pubDate>
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		<description>Good for you!!!  I cut up all but one credit card years ago, and now even that one is gone.  I have stopped being a consumer.  It was a very powerful decision, and I have never thought I was wrong.  It has become a safety for me: when you don&#039;t have credit, you are very aware of all spending, so spending sprees are out of the question.  My &#039;debit card&#039; is tied to my bank account so every purchase has to be thought over and evaluated, to be sure I have enough money for groceries at the end of the month.  I am very proud of this accomplishment, and when I feel stupid and believe I don&#039;t do anything right, I can challenge that with my knowledge that I at least have my money under control!  Lyn</description>
		<content:encoded><![CDATA[<p>Good for you!!!  I cut up all but one credit card years ago, and now even that one is gone.  I have stopped being a consumer.  It was a very powerful decision, and I have never thought I was wrong.  It has become a safety for me: when you don&#8217;t have credit, you are very aware of all spending, so spending sprees are out of the question.  My &#8216;debit card&#8217; is tied to my bank account so every purchase has to be thought over and evaluated, to be sure I have enough money for groceries at the end of the month.  I am very proud of this accomplishment, and when I feel stupid and believe I don&#8217;t do anything right, I can challenge that with my knowledge that I at least have my money under control!  Lyn</p>
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